If you are struggling to refinance your loan in order to take advantage of the latest lowest interest rates, no doubt you will be looking at other areas to try and gain the extra cash you need it this time. So you will be looking around the house for things you can sell, hawk and pawn. Why not look in your jewellery box for some gold and call up on of those cash for gold companies. That way, you know what you can get and you know what you can sell, your gold. Easy.